Home / FAQs / Tuition FAQs Q- What are my payment options?
A - HCA offers three options: Full payment, semi-annual payment or ten equal monthly installments.

Q - Please explain the ten-month payment option.
A - The ten-month payment option uses a simple format. To determine your payment, please divide your total annual tuition by ten. This 10-month payment program requires enrollment in an online tuition payment program (FACTS) which will automatically deduct payments from your checking/savings or credit card account on the 5^th of each month beginning in August and ending in May.

Q - Please explain what the tuition agreement contract represents.
A - The tuition contract agreement form is a standard format utilized by schools to confirm the tuition agreement between the school and each family. It represents a legal document affirming the family’s understanding and acceptance of the school’s tuition policies and the family’s financial obligations to a complete tuition obligation regardless of payment method.

Q - Why are there member and non-member rates?
A - It is common among church-sponsored Christian schools to offer a discounted rate to members of the sponsoring church. In the case of HCA, the members of Harvest Bible Chapel have provided funding for the construction of the school, the purchase of school equipment, and ongoing support for the school. As such, they receive a discounted rate.

Q - Can a non-member join HBC and qualify for membership rates?
A - Yes. However, this is only true after a family completes all of the required steps for membership. Harvest Bible Chapel has a specific protocol for membership that all potential members must follow and complete. This process normally occurs over a period of several months. In order to take part in the member rate, membership will need to be established by April 1 for the following school year. It is also assumed that membership includes regular attendance and support of Harvest Bible Chapel.

Please understand that qualification for a membership rate is determined by Harvest Bible Chapel. The church provides a master list for the school indicating those on its membership rolls. Should you have any questions concerning your membership status, please contact Rob Green at Harvest Bible Chapel, 847-398-7005, ext. 3260.

Q - Can a family join Harvest Bible Chapel during the school year and receive the membership rate?
A - No. The school bases its budget on the non-member/member revenues projected in August of each year. As such, it cannot grant a reduction of tuition throughout the school year. Simply stated, the rate that a family is assessed at the start of the school year must remain constant throughout that school year for budgeting purposes.

Q - What are the school application/enrollment fees?
A - HCA has established an application fee of $50 per child for lower, middle and high school. A $300 enrollment fee is due upon admissions acceptance to HCA.  The preschool enrollment fee is $100 per child. Both of these fees are non-refundable. This charge is all-inclusive of a variety of separate fees often charged by private schools. The amount of the fee will be re-evaluated on an annual basis. The fee does not include the cost of school or physical education uniforms.

Q - How can I gain information regarding my account?
A - Families participating in our online tuition payment program (FACTS) will have easy, convenient online access to their account by simply logging onto the school website and following the links to the FACTS Tuition Management site. You will need to refer to the login and password information you received upon enrolling in the FACTS program in order to access your personal family account. All HCA families should not hesitate to contact Cheryl Nygren in the Finance Office if they need any additional assistance at .

Q - What is the school’s delinquency policy?
A - Simply stated, tuition is due by the fifth of each month. All payments received after the fifth of the month are assessed a $25 late fee. FACTS payments that are delinquent will be re-attempted on the 20^th of the month in which the delinquency occurred and will also occur late fees. Delinquencies exceeding 30 days require a payment and a plan. Any delinquency exceeding 60 days will result in the student(s) dismissal from classes until a payment plan is established and the balance is reduced to at least a minimal of 45 days’ delinquency.

Q - How is before and after school care assessed?
A - Before and after school charges are assessed for services rendered as a part of the monthly billing procedure. Each month’s billing will reflect an accurate assessment of the prior month’s use of the before and after school services.